Branch Credit Officer

Job Description

Meet with applicants to obtain information for loan applications and to answer questions about the process

Explain to customers the different types of loans and credit options that are available, as well as the terms of those services

Responsible for the review and preparation of credit proposals, Credit assessment and credit worthiness of the Client

Meeting with applicants to obtain information for loan applications and to answer questions about the process.

Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

Review and update credit and loan files

Review loan agreements to ensure that they are complete and accurate according to policy

Reviewing and updating credit and loan files

Staying abreast of new types of loans and other financial services and products to better meet Clients' needs.

Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.

Submit applications to credit analysts for verification and recommendation

Handle customer complaints and take appropriate action to resolve them

Market financial products to individuals and firms, promoting MOFCL services that may meet customers' needs

Updating and preparing daily reports

Skills Required

Spreadsheets (e.g. Excel, Google Sheets, etc)
Word Processing and Desktop Publishing Tools (MS Office, Google Docs, etc)