How the estimate works
Taxable pay is cash pay less the qualifying pension amount you enter. Progressive monthly rates are then applied to each slice of taxable pay. The result subtracts pension, PAYE and your other after-tax deductions from cash pay.
| Band | PAYE |
|---|---|
| 0 - 270,000 | 0 |
| 270,000 - 520,000 | 8% × (x - 270,000) |
| 520,000 - 760,000 | 20,000 + 20% × (x - 520,000) |
| 760,000 - 1,000,000 | 68,000 + 25% × (x - 760,000) |
| > 1,000,000 | 128,000 + 30% × (x - 1,000,000) |
Pension is not always 10%
NSSF describes a joint 20% contribution, with the employee share not exceeding 10% and arrangements such as 10/10 or 5/15. Enter the actual qualifying employee amount from your payroll terms. Employer contributions are not an extra employee deduction here.
Where this tool stops
This simplified estimate excludes benefits in kind, tax-exempt allowances, special relief, secondary employment, non-residents, irregular lump sums and Zanzibar pension rules. Student-loan, health-insurance, union and loan deductions are not guessed; enter applicable after-tax amounts yourself. Confirm the final payroll treatment with your employer or TRA.