Branch Credit Officer

Job Description

Meet with applicants to obtain information for loan applications and to answer questions about the process.

Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.

Responsible for the review and preparation of credit proposals, Credit assessment and credit worthiness of the Client.

Meeting with applicants to obtain information for loan applications and to answer questions about the process.

Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

Review and update credit and loan files.

Review loan agreements to ensure that they are complete and accurate according to policy.

Reviewing and updating credit and loan files.

Staying abreast of new types of loans and other financial services and products to better meet Clients' needs.

Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.

Submit applications to credit analysts for verification and recommendation.

Handle customer complaints and take appropriate action to resolve them.

Market financial products to individuals and firms, promoting MOFCL services that may meet customers' needs.

Updating and preparing daily reports.

Send statements of delinquencies to credit bureau.

Skills Required

Spreadsheets (e.g. Excel, Google Sheets, etc)
Word Processing and Desktop Publishing Tools (MS Office, Google Docs, etc)