Pay & working terms · Tanzania
Insurance pay: employee offers and commission arrangements
Insurance adverts can describe salaried employment, agency work or commission-led selling. The label sales agent alone does not settle the arrangement.

| Category | TZS per month | PDF page |
|---|---|---|
| Insurance companies | 699,700 | 9 |
Mainland private sector. These are statutory minimums for the listed categories, not average salaries or take-home pay. They are not a Zanzibar or public-service pay table, and a contract can pay more.
Choose the right category
The insurance-company row is an employee wage floor. It does not establish an independent agent commission percentage or guarantee payment on every policy introduced.
Questions to settle before accepting
Ask when commission is earned, whether cancellations cause reversals, who pays for travel and whether renewal business generates payment. Obtain the full commission schedule.
Make a fair comparison
Compare fixed cash separately from commission at a plausible sales level. Keep recruitment or training costs visible before deciding whether an arrangement is affordable.
Sources
Checked 23 September 2026. Each figure keeps the period and scope of its source.