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Pay & working terms · Tanzania

Microfinance pay: field costs and the statutory floor

A field loan officer can face daily travel and collection duties. An offer needs to explain how those costs and responsibilities are funded.

Editorial illustration: A field officer speaking with a market trader.
Illustration for this guide
Monthly minimums in TZS, effective 1 January 2026 (GN 605A)
CategoryTZS per monthPDF page
Micro credit financial services699,0009

Mainland private sector. These are statutory minimums for the listed categories, not average salaries or take-home pay. They are not a Zanzibar or public-service pay table, and a contract can pay more.

Choose the right category

The micro-credit financial services row is distinct from ordinary business and banking rows. It is not an average salary survey for loan officers or a rate for self-employed agents.

Questions to settle before accepting

Check travel reimbursement, phone or data provision, collection procedures, portfolio targets and the treatment of overdue loans in incentive calculations.

Make a fair comparison

Separate the wage from a float used to make work trips. Record the expected territory and compare the realistic personal cost of reaching it.

Sources

Checked 23 September 2026. Each figure keeps the period and scope of its source.

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